This program provides low interest loans to property owners in Cass, Crow Wing, Morrison, Todd, and Wadena Counties to repair or replace an existing non-conforming or failing septic system. The 3% interest, 5 year loans are backed by the MN Dept. of Ag.
How to participate: |
- Request an application packet from the county contact person or download and print the PDF file.
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| Download the ISTS Individual Sewage Treatment System Application PDF |
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Cass County:
Dawn Berg
Cass County Environmental Services
PO Box 3000
Walker, MN 56484
218-547-3300 |
Crow Wing County:
Crow Wing County Planning and Zoning
Tom Espersen
322 Laurel St., Suite 14
Brainerd, MN 56401
218-824-1134 |
Wadena County:
Melinda Dexter
Wadena Soil & Water Conservation District
4 Alfred Street NE
Wadena, MN 56482
218-631-3195 |
Todd County:
Call 320-732-2644 to get information on their low interest septic system loan program or they can be reached through their website www.co.todd.mn.us/SoilandWater. |
Morrison County:
Call 320-616-2479 to get information on their low interest septic system loan program or they can be reached at Helen.McLennan@mn.usda.gov. Their address is 16776 Heron Rd. Little Falls MN 56345. |
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- Complete the application and return it with a cost estimate from a contractor.
The county contact will inspect the current system and set the priority as related to the
- Comprehensive Local Water Plan and those improvements that will best protect water supply.
- Cass, Crow Wing and Wadena Counties forward the completed application to Region Five Development Commission for loan approval. Morrison and Todd Counties applications should be submitted directly to the county.
- The North Central Economic Development Association (NCEDA) Loan Board reviews and ranks the applications during their monthly meeting. The Regional Development Commission issues final approval.
- Once an application has been approved, the landowner is notified and can proceed with construction of the new septic system project.
- Once the system is completed the county will do a final compliance inspection and sign a certification form.
- The landowner calls Region Five for an appointment to close the loan. Loan disbursements are made jointly to the landowner and the contractor.
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| Call or email ahanson@regionfive.org Anne Hanson at Region Five, 218-894-3233, for any questions you may have on how to qualify for the program or contact the counties directly. |
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